Ferry Boat

Area Note
Back at Lily's Once you've gotten out of the mine, get out of the train station, head back to Lily's Tavern. You're going to piss Sue off, no matter what, so don't worry. Then, have dinner, and in the morning, you run away!
At the Docks Talk to the guard at the gate, and he'll open the way to the ferry. Head over to the ship, and talk to the sailors in charge. Next thing you know, you're on the ship
On the ship Wander all the way to the bottom of the ship, talk to the sailors, and head back up. Guess who's stowed away?
After you wake up, head up to top deck, and start swabbing the decks, matey! Then head downstairs to get some sleep.
The schedule Finish the minigame two days in a row, and on the third, head up to the bow, and meet Fina, the third playable character
Head up to the top deck, and talk to Fina. Then go to captain's quarters, and talk to Fina and Skipper
Ghost ship While you're talking to them, you'll hear a banging. Head out to the bow, and see the ghost ship appear over the horizon. Then talk to Fina, and you're on your way to the ghost ship!
Reku Mine, 2nd Floor Haunted Hold